Our Product
How does mTOMADY work?
Sign up using a mobile phone or with support from health workers.
Save, receive, or spend mobile money for health expenses, and receive digital vouchers.
Seek care at participating healthcare providers.
Verify patient identity and proof of membership in participating health programs.
File claims, send invoices, and submit data using an offline-first interface.
Receive payments, including reimbursements and copays, without delay.
Manage beneficiaries, claims, and payments from a web-based interface.
Minimize risk with data-driven tools for fraud detection, monitoring, and reporting.
Distribute behavioral nudges and incentives to beneficiaries, community health workers, or other stakeholders.
What can mTOMADY do?
Beneficiary Features
Mobile Health Wallet
Beneficiaries send and receive mobile money for health savings and expenses, including copays and insurance premiums.
Mobile Enrollment & ID
Health program beneficiaries can enroll themselves or with help from a health worker, and are issued membership IDs.
Behavioral Nudges
Customizable digital nudges like reminders, vouchers, and monetary incentives optimize beneficiary participation.
SMS & Voice Communication
Key communications are delivered in real-time, including general health information, program notifications, and helpdesk services.
Health Financing Features
Beneficiary Management
Beneficiary data, including payment status, policy information, and claims history, can be accessed from a management interface.
Health Worker Registry
A list partnering health workers, logged activities, and performance indicators can be accessed from a management interface.
Performance Based Payments
Community health workers and other partners can receive automated payments at predefined milestones.
Health Facility Registry
A list of healthcare facilities, the services they offer, and pricing can be accessed from a management interface.
Claims Management
Claims are digitally submitted by healthcare providers, scanned for fraud, and reimbursed upon validation.
Health Payments
Real-time digital payments ensure transparent, reliable invoicing and reimbursement across the health system.
Data Features
Data-driven Planning Tools
Quality health data improves intervention design and implementation for better revenue-raising, pooling, and purchasing.
Monitoring & Reporting Tools
Data visualization and modeling provides insights on impact and enables the forecasting of future needs.
Offline Functionality
Offline-first capabilities and a GSM backup flow ensure uninterrupted functionality in low or no connectivity settings.
Fraud Detection
Anomaly detection software flags suspicious claims and cases of suspected identity fraud.