Our Solution

 

The mtomady wallet

With mTOMADY we are introducing a platform for financial inclusion in healthcare by providing people with a health savings and payment account on their mobile phone – a mobile health wallet. By using existing mobile money infrastructure, mTOMADY is a closed loop system enabling people to pay, receive, and save money exclusively for healthcare. 

On the patient's side, mTOMADY is set up as a simple USSD menu. Patients can send, save or receive funds for healthcare or access their personal savings and treatment history without an active internet connection or smart phone.

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Mobile Health Savings and Payments

By building on existing mobile money services, mTOMADY enables people to pay, receive, and save money exclusively for healthcare.

At the healthcare provider level, mTOMADY is set up as a web-based application. For integration of mTOMADY in established accounting processes simplicity is key. To this end, mTOMADY does not require any additional data collection for claims verification. Instead of relying on manual medical data entries by skilled healthcare workers, all required information is entered by the cashier and is optimized for speed. We use a system of cross-validation, image recognition and AI-enabled anomaly detection to prevent fraud and ensure quality of the service. mTOMADY thereby saves time for healthcare providers and offers the benefits of a fully digital, transparent, and reliable payment register.

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Pen and paper - no more!

For healthcare providers mTOMADY offers the benefits of a fully digital, transparent, and reliable payment register. It also saves healthcare providers the time and expense needed to travel to cities to cash traditional paychecks.